The Mortgage Process

When we say YES, we stand behind our promise!

What you can expect from our team

we like to roll up my sleeves so we get to know each other better. We like to be completely clear on your needs today and your goals for the future. We will send your application to the lender (or lenders) that can best meet your needs. We deal with over 50 lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means we can put significant negotiating power to work for you. This wealth of product choice helps me find the best mortgage to fit your specific financial situation.

After your mortgage closes, we will continue to stay in touch with ongoing communications, because life doesn’t stand still and your mortgage needs can change over time. As your needs and situation shift, we will tailor your mortgage plan so that it always fits your current goals.

We appreciate any referrals – Thanks again

Items we need from you when it comes to the Mortgage Process

Providing all of the required documentation ensures that we can efficiently process your mortgage application. We will advise which of the following you will need to provide:

Agreement of Purchase and Sale

MLS Listing

Contact information for your lawyer: name, address, phone and fax numbers

2 pieces of personal identification for all parties involved

Income and employment verification

Recent pay stub(s)

Letter of employment

T4(s)

Notice of Assessment(s) if self employed (NOAs)

Proof of Down Payment: 3-month history of savings/investments

Gift letter with bank statement

Void cheque

Copy of home insurance policy

An appraisal of the property may also be ordered.

What's Next?

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The Mortgage Process

When we say YES, we stand behind our promise!

What you can expect from our team

Items we need from you when it comes to the Mortgage Process

What's Next?

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