Last Updated: March 2026

Welcome to the website of Mortgage Assurance Inc. (“Company”, “we”, “our”, or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please do not use this website.

These terms govern your use of our website and any information, services, or tools provided through it.

1. Website Purpose

The content on this website is provided for general informational purposes only regarding mortgage products, lending solutions, and financial information available through Mortgage Assurance Inc.

Nothing on this website constitutes:

* Financial advice
* Legal advice
* Tax advice
* A commitment to lend
* A mortgage approval or guarantee of financing

Mortgage products and services are subject to lender approval, underwriting guidelines, and regulatory requirements.

2. Mortgage Brokerage Disclosure

Mortgage Assurance Inc. is a licensed mortgage brokerage operating in accordance with the Mortgage Brokerages, Lenders and Administrators Act, 2006 (MBLAA) and regulated by the Financial Services Regulatory Authority of Ontario.

All mortgage agents and brokers associated with Mortgage Assurance Inc. are licensed as required under applicable provincial regulations.

3. No Guarantee of Rates or Approval

Mortgage rates, terms, and products displayed on this website:

* Are subject to change without notice
* May vary depending on borrower qualifications
* May not be available in all provinces or circumstances

Final mortgage approval is determined by the lender based on factors including but not limited to:

* Credit history
* Income verification
* Property valuation
* Debt servicing ratios
* Regulatory compliance

4. User Responsibilities

By using this website, you agree that you will:

* Provide accurate information when completing forms
* Not submit false or misleading information
* Use the website only for lawful purposes
* Not attempt to disrupt website operations
* Not access restricted areas without authorization

We reserve the right to restrict or terminate access to users who violate these terms.

5. Intellectual Property

All content on this website including but not limited to:

* Text
* Graphics
* Logos
* Images
* Website design
* Branding

is the property of Mortgage Assurance Inc. and may not be copied, reproduced, or distributed without prior written consent.

Unauthorized use of website content may violate copyright, trademark, and other applicable laws.

6. Third-Party Links

This website may include links to third-party websites for convenience or informational purposes.

Mortgage Assurance Inc.:

* Does not control third-party websites
* Is not responsible for their content
* Does not guarantee their accuracy

Users access third-party websites at their own risk.

7. Privacy

Any personal information submitted through this website is handled in accordance with our Privacy Policy and applicable Canadian privacy laws including Personal Information Protection and Electronic Documents Act (PIPEDA).

Information submitted through forms may be used to:

* Contact you regarding mortgage inquiries
* Assess eligibility for mortgage products
* Connect you with lenders or financial partners

8. Limitation of Liability

Mortgage Assurance Inc. makes reasonable efforts to ensure website accuracy but does not guarantee that all information is complete or current.

To the fullest extent permitted by law, Mortgage Assurance Inc. shall not be liable for any damages resulting from:

* Reliance on website information
* Technical errors or interruptions
* Website downtime
* Third-party content or services

9. No Client Relationship

Use of this website or submission of forms does not automatically establish a broker-client relationship.

A formal relationship is established only after:

* Required documentation is submitted
* Regulatory disclosures are completed
* A brokerage agreement is entered into where applicable

10. Changes to Terms

Mortgage Assurance Inc. reserves the right to update or modify these Terms of Use at any time.

Updated terms will be posted on this page with the revised effective date.

Continued use of the website constitutes acceptance of the updated terms.

11. Governing Law

These Terms of Use shall be governed by the laws of the Province of Ontario, Canada.

Any disputes arising from website use shall be subject to the jurisdiction of Ontario courts.

12. Contact Information

For questions regarding these Terms of Use, please contact:

Mortgage Assurance Inc.
Email: admin@mortgageassurance.com